American Health Advantage

CallMD is a national network of medical doctors available for consultation and may write a prescription for a non-narcotic or non-controlled medication at any time day or night. CallMD is staffed with registered nurses to speak to members regarding their medical needs and to arrange consultations with CallMD doctors 24 hours per day,7 days per week at no charge up to 12 calls. All additional calls are at a reduced rate of $35.00 per call.

Additional Services:

• FileMD: A personal health profile accessible via a secure line over the internet. When a member contacts the Physician Access Hotline for the first time, a registered nurse asks the member to provide a full medical history. This history is stored via FileMD, which is HIPAA-compliant, and creates an Electronic Medical Record. This gives members the convenience of releasing medical data, updating information, and storing documents (eg. Insurance Cards, Consent Forms, Power of Attorneys, Living Wills, etc.)
• Family Keys: A personal data organizer software program that allows the member to conveniently organize, record, and store financial, health and other vital personal information without compromising privacy. This program downloads onto the member’s computer in a “notebook” user-friendly format for easy access and updates. Member can store data such as family health records (immunizations, surgeries, genealogy, etc), which help with the transition of a new doctor or updating your current doctors records. Another feature of Family keys is the financial tool. Members can organize financial services accounts, insurance policies, retirement accounts, and includes a financial calculator to amortize mortgages, personal loans, interest rates, etc.

Discounts: 20%–50% savings on most dental procedures including:

• Routine oral exams
• Unlimited cleanings
• Braces
• Dentures
• Root canals
• Crowns
• Bleaching
• Bonding
• Veneers and more

Provider network: Over 63,000 participating dentists

Key features:

• One of the largest independently owned dental networks nationwide
• No limits on use, everyone is accepted
• No waiting or administrative forms to file

Discounts: 20%–40%off the retail price of eyewear, exams,eyeglasses and contact lenses

Provider network:Over 40,000 providers nationwideincluding access to independentoptometrists, ophthalmologists andopticians and leading optical retailerssuch as Pearle Vision®, LensCrafters®,Sears Optical® and Target Optical®

Key features:

• Replacement contact lenses* can be ordered via the Internet for competitive prices for delivery to the member's home
• 15% off the retail price or 5% off the promotional price of LASIK or PRK procedures, whichever is the greater discount, through U.S. Laser Network, one of the largest laser networks available

* This service is for replacementcontact lenses only, and your EyeMedVision Care discount does not apply.

Discounts: 40%–50%off the overall national average cost ofLASIK vision correction surgery. Plus,LASIK vision correction surgery canprovide members with savings ofthousands of dollars over several yearsby eliminating or reducing the need forglasses and contacts.

Provider network:Over 710 locations nationwide

Key features:

• A free consultation, pre–operative exam and post-operative appointments
• Fully refundable deposit (even if the member decides not to have the surgery)
• Nationwide access to board certified ophthalmologists using state–of-the-art, FDA approved LASIK vision correction technologies
• Interest–free financing plans up to four months or payments as low as $42 per month available to qualified candidates

Discounts: 30% savings on hearing exams and services, and approximately 25% discount off a hearing aid at any HearPo provider

Provider network: Over 1,600 provider locations

Key features:

• Largest provider of audiology and hearing aid services in the United States
• Over 200 models of hearing aids available, including the newest programmable and digital technology
• Discounts on repairs and batteries
• Comprehensive follow–up services at no charge for one year
• Free demonstrations of the latest technologies
• All testing completed by highly credentialed licensed professionals
• 60–day trial period with 100% money-back guarantee

Discounts: Anaverage of 20% savings on brand namedrugs and 40% savings on generic drugsat participating pharmacies. Thediscount is automatically calculated andapplied at the time of the transaction.

Provider network:Over 58,000 pharmacy locationsnationwide, including Albertsons,Costco, CVS, Kmart, Kroger, Publix, RiteAid, Safeway, Target, Wal–Mart,Walgreens, Winn Dixie and more.

Key features:

• The discounts can be used by the member's entire family
• Pharmacy orders available via mail and Internet
• Online tools available to help members:
  • Locate participating pharmacies anywhere in the country
  • Find retail pharmacy prescription drug pricing
  • Identify and price equivalent alternative drugs that may have deeper discounts
  • Receive mail–order prescription drug pricing
  • Download and print mail–order forms

Discounts: Inaddition to receiving a free bloodglucose monitor upgrade, members alsohave access to a wide array of discountsincluding:

• 20%–30% off the retail price of durable medical equipment
• 20%–40% off the retail price of disposable medical supplies
• 20%–25% off the retail price of nutritional supplements and daily living aids

Key features:

• Better Living Now is a managed care provider of health care products and services, specializing in the needs of patients with chronic conditions such as diabetes
• No shipping charges for orders that are $100 or more
• Members can receive up to a 90–day supply, and Better Living Now's care coordinators will send a replacement notification before supplies run out
• No complicated forms to fill out
• No inconvenient trips to the pharmacy

CareNet provides nurse triageservices via a toll–free number 24 hoursa day, 7 days a week, includingholidays.

Key features:

• Each nurse call will be documented and HIPAA compliant
• Deaf and foreign language services available through TDD and a language line service
• Access to a pre–recorded health information library consisting of over 1,100 various topics, including: